Author: Charles Bivona Jr.

Charles Bivona Jr. aka “Coach JP Money” is a seasoned expert in financial coaching, business strategy, and wealth-building. With a background in accounting and finance from UNLV and Cal State Fullerton, Charles began his journey to financial independence at age 17 with his first real estate investment, purchased with no money down.  By 1998, he was completely debt-free and has spent the decades since building wealth and mentoring others to do the same. As an entrepreneur, Charles led multiple national media publications and later founded successful digital ventures such as HireVeterans.com and VT Foreign Policy, demonstrating a sharp instinct for business development in both traditional and online arenas.  Today, as Coach JP Money, he is dedicated to helping individuals and small businesses win online and gain financial clarity through real-world strategies and hands-on coaching.